Hurricane & Insurance Claims

Insurance Claims

Consumers or their employers pay premiums for insurance coverage. Insurance companies take the premiums, sometimes for years. It seems that only when claims are filed on the insurance policies do problems arise. Suddenly, the insurance company finds that there is an issue with the coverage for the claim, often citing some technical or complicated reason never before discussed. The reason anyone gets insurance is to protect against the risk of some future loss or need. The insurance company has promised this protection based on the terms and conditions outlined in the policy.  Denial, delay, and underpayment of claims and/or cancellation of policies only occurs when the insurance coverage is needed and the consumer is depending on the insurance company honoring the contract for which it was paid premiums–often for many years.

The lawyers at Bradley Law Firm have decades of experience handling insurance claim disputes of all types. We handle deceptive insurance practice claims, denial and late payment claims, and bad faith denial claims, delay of payment claims, and cancellation of coverage claims.

Hurricane and Storm Claims

You have very strong legal rights regarding claims filed against your own insurance company for any residential or commercial property claim, whether caused by a hurricane, other storm, freezes or fire. Insurance companies are liable if they violate your legal rights. Property damage insurance is simple in concept: a property owner pays an insurer to cover certain damages resulting from the insured risks.

In the case of hurricanes, owners purchase policies to cover the risks of damage from a hurricane, a windstorm and/or flood waters.. You are entitled to assume that your insurance company will treat you fairly and follow the law. If the insurance company does not do so, you have the right to recover damages against the insurance company.

After helping hundreds of clients in Texas, Louisiana and Mississippi during their time of need in the aftermaths of devastating hurricanes, Bradley Law Firm is dedicated to helping the business community and homeowners in resolving any insurance disputes, including windstorm, flood, business interruption, alternate living expense, business extra expenses and other such catastrophe related claims.

We are able to assist in pursuing these claims utilizing our own team of Public Adjusters and/or local contractors in evaluating and resolving the damage issues related to your claims.

Please contact our office at 409-724-6644 or 1-800-830-6785 for a free consultation.

Business Interruption-COVID-19

The Bradley Law Firm represents businesses throughout the area. We understand the challenges businesses are facing as a result of government-ordered closures due to the COVID-19 virus. Many of our clients, along with other businesses, have asked us to review their insurance policies to see if the business interruption provision in their policy covers this down time. Bradley Law Firm is determined to assist affected businesses. We are reviewing insurance policies, free of charge, to explore available options under the business interruption coverage. If you would like Bradley Law Firm to review your company’s insurance coverage, give us a call at 409-724-6644, or email us at inquiry@bradlaw.net.